Animo Warga Bitung Miliki Rumah Tinggi, Tapi Terkendala BI Checking

Rusnifah.(ist)

Bitung, VivaSulut.com – BI Checking adalah salah satu kendala masyarakat Kota Bitung untuk memiliki rumah pribadi. BI Checking adalah salah satu persayaratan dalam pengurusan pengajuan kredit rumah bagi masyarakat.

Padahal menurut marketing developer perumahan di Kota Bitung, Rusnifah, selang 2023-2024 animo masyarakat untuk memiliki rumah sangat tinggi tapi sayang terkendala dengan persyaratan, yakni BI Checking.

“Paling tinggi tahun ini. Animo masyarakat Kota Bitung untuk memiliki rumah sangat tinggi dan fenomena ini terjadi dari 2023 hingga tahun ini,” kata Rusnifah, Jumat (20/12/2024).

Animo itu kata Rusnifah, dikarenakan adanya program rumah subsidi atau rumah murah dari pemerintah. Namun, selain program itu, keiinginan masyarakat untuk memiliki rumah sendiri memang jauh lebih tinggi.

Dan type unit rumah yang paling diminati masyarakat, kata dia, adalah type 36 atau type Rumah Sangat Sederhana (RSS).

Pun demukian, perempuan berhijab ini menyatakan, niat untuk memiliki rumah secara kredit terbentur dengan persyaratan.

“Selain BI Checking, ada juga Pinjol dan rekening korang yang menjadi kendala hingga berkas ditolak bank penjamin,” katanya.

Menurutnya, kalaupun lolos berkas BI Checking, biasanya ditemukan Pinjol karena memang saat ini aplikasi itu jadi tujuan masyarakat untuk mendapatkan uang cepat.

Selain itu, rekening koran juga jadi kendala karena pada umumnya masyarakat enggan untuk membuat rekening.

“Makanya, bagi masyarakat yang berkeinginan untuk memiliki rumah kedepannya, harus memperhatikan tiga persyaratan itu agar tidak terkendala memiliki rumah impian,” katanya.

Rusnifah juga menyatakan, pihaknya siap membantu masyarakat yang berkeinginan memiliki rumah. Dan di 2025 nanti, ada program 3000 unit rumah subsidi bagi masyarakat kurang mampu.

“Jika ingin berkonsultasi, silakan hubungi saya di 081340129733. Konsultasi baik itu syarat ataupun type rumah serta lokasinya,” katanya.

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